Cost to Own
United StatesFloridaPalm Beach CountyBelle Glade Population 16,818 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Belle Glade, Florida

A $141,000 home here costs

$1,248

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $725. The real number is $523 higher every month — 72% more than the payment most buyers budget for.

Belle Glade median: $141,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $112,800 borrowed $725
Property tax0.988% effective rate for Belle Glade itself $116
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $85
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $118
Total monthly $1,248

Belle Glade against Palm Beach County and Florida

MeasureBelle GladePalm Beach County
Median home value$141,100$407,300
Median property tax$1,394$3,600
Effective tax rate0.988%0.884%
Median gross rent$875$1,818
Population16,8181,507,453

The weather behind that power bill

Belle Glade sits in Palm Beach County, which averages a high of 90.0°F in its hottest month and a low of 57.9°F in its coldest, with 61.75" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 4,166 cooling and 202 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Palm Beach County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Palm Beach County

Full Palm Beach County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Belle Glade?

A $141,000 home in Belle Glade, Florida costs approximately $1,248 per month with 20% down at 6.66%. That is $725 principal and interest, $116 property tax, $85 homeowners insurance, $204 utilities and $118 set aside for maintenance.

What is the property tax rate in Belle Glade?

Belle Glade has an effective property tax rate of 0.988%, based on a median home value of $141,100 and median real estate taxes of $1,394. That is higher than the Palm Beach County average of 0.884%.

What is the average home price in Belle Glade?

The median owner-occupied home value in Belle Glade, Florida is $141,100, against $407,300 across Palm Beach County.

Is it cheaper to rent or buy in Belle Glade?

Median gross rent in Belle Glade is $875 a month, against $1,248 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Belle Glade — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology