Total monthly cost of ownership
Cost to Own a Home in Belle Chasse, Louisiana
A $362,000 home here costs
$2,958per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $127,000 a year.
A standard mortgage calculator would have told you $1,974. The real number is $984 higher every month, 50% more than the payment most buyers budget for.
Compare Plaquemines Parish with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Belle Chasse against Plaquemines Parish and Louisiana
| Measure | Belle Chasse | Plaquemines Parish |
|---|---|---|
| Median home value | $361,800 | $275,800 |
| Median property tax | $1,597 | $1,275 |
| Effective tax rate | 0.441% | 0.462% |
| Median gross rent | $1,545 | $1,611 |
| Population | 11,046 | 23,070 |
The weather behind that power bill
Belle Chasse sits in Plaquemines Parish, which averages a high of 88.8°F in its hottest month and a low of 47.5°F in its coldest, with 53.88" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 3,048 cooling and 1,072 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Plaquemines Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Plaquemines Parish
Full Plaquemines Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Belle Chasse averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Belle Chasse every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Belle Chasse I already own here and may sell
Common questions
How much does it cost to own a home in Belle Chasse?
A $362,000 home in Belle Chasse, Louisiana costs approximately $2,958 per month with 20% down at 7.24%. That is $1,974 principal and interest, $133 property tax, $327 homeowners insurance, $223 utilities and $302 set aside for maintenance.
What is the property tax rate in Belle Chasse?
Belle Chasse has an effective property tax rate of 0.441%, based on a median home value of $361,800 and median real estate taxes of $1,597. That is lower than the Plaquemines Parish average of 0.462%.
What is the average home price in Belle Chasse?
The median owner-occupied home value in Belle Chasse, Louisiana is $361,800, against $275,800 across Plaquemines Parish.
Is it cheaper to rent or buy in Belle Chasse?
Median gross rent in Belle Chasse is $1,545 a month, against $2,958 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Belle Chasse?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Belle Chasse, Louisiana at today's rate takes a household income of roughly $127,000 a year. That covers the full $2,958 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Belle Chasse, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.