Cost to Own
United StatesTexasBee CountyBeeville Population 13,518 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Beeville, Texas

A $96,000 home here costs

$980

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $494. The real number is $487 higher every month — 99% more than the payment most buyers budget for.

Beeville median: $96,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,800 borrowed $494
Property tax1.590% effective rate for Beeville itself $127
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $64
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $80
Total monthly $980

Beeville against Bee County and Texas

MeasureBeevilleBee County
Median home value$96,400$102,800
Median property tax$1,533$1,461
Effective tax rate1.590%1.421%
Median gross rent$1,034$1,028
Population13,51831,000

The weather behind that power bill

Beeville sits in Bee County, which averages a high of 95.7°F in its hottest month and a low of 43.6°F in its coldest, with 31.95" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 3,220 cooling and 1,158 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Bee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bee County

Full Bee County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Beeville?

A $96,000 home in Beeville, Texas costs approximately $980 per month with 20% down at 6.66%. That is $494 principal and interest, $127 property tax, $64 homeowners insurance, $216 utilities and $80 set aside for maintenance.

What is the property tax rate in Beeville?

Beeville has an effective property tax rate of 1.590%, based on a median home value of $96,400 and median real estate taxes of $1,533. That is higher than the Bee County average of 1.421%.

What is the average home price in Beeville?

The median owner-occupied home value in Beeville, Texas is $96,400, against $102,800 across Bee County.

Is it cheaper to rent or buy in Beeville?

Median gross rent in Beeville is $1,034 a month, against $980 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Beeville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology