Total monthly cost of ownership
Cost to Own a Home in Beeville, Texas
A $96,000 home here costs
$1,036per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $44,500 a year.
A standard mortgage calculator would have told you $523. The real number is $513 higher every month, 98% more than the payment most buyers budget for.
Compare Bee County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Beeville against Bee County and Texas
| Measure | Beeville | Bee County |
|---|---|---|
| Median home value | $96,400 | $102,800 |
| Median property tax | $1,533 | $1,461 |
| Effective tax rate | 1.590% | 1.421% |
| Median gross rent | $1,034 | $1,028 |
| Population | 13,518 | 31,000 |
The weather behind that power bill
Beeville sits in Bee County, which averages a high of 95.7°F in its hottest month and a low of 43.6°F in its coldest, with 31.95" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 3,220 cooling and 1,158 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Bee County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bee County
Talk to someone who works this market
These are Beeville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Beeville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Beeville I already own here and may sell
Common questions
How much does it cost to own a home in Beeville?
A $96,000 home in Beeville, Texas costs approximately $1,036 per month with 20% down at 7.24%. That is $523 principal and interest, $127 property tax, $64 homeowners insurance, $242 utilities and $80 set aside for maintenance.
What is the property tax rate in Beeville?
Beeville has an effective property tax rate of 1.590%, based on a median home value of $96,400 and median real estate taxes of $1,533. That is higher than the Bee County average of 1.421%.
What is the average home price in Beeville?
The median owner-occupied home value in Beeville, Texas is $96,400, against $102,800 across Bee County.
Is it cheaper to rent or buy in Beeville?
Median gross rent in Beeville is $1,034 a month, against $1,036 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Beeville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Beeville, Texas at today's rate takes a household income of roughly $44,500 a year. That covers the full $1,036 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Beeville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.