Total monthly cost of ownership
Cost to Own a Home in Beechwood, Mississippi
A $239,000 home here costs
$1,978per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,229. The real number is $749 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Beechwood against Warren County and Mississippi
| Measure | Beechwood | Warren County |
|---|---|---|
| Median home value | $239,400 | $144,400 |
| Median property tax | $1,446 | $1,234 |
| Effective tax rate | 0.604% | 0.855% |
| Median gross rent | $902 | $889 |
| Population | 3,708 | 43,623 |
The weather behind that power bill
Beechwood sits in Warren County, which averages a high of 92.1°F in its hottest month and a low of 38.4°F in its coldest, with 61.69" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,586 cooling and 2,078 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Warren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Warren County
Full Warren County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Beechwood?
A $239,000 home in Beechwood, Mississippi costs approximately $1,978 per month with 20% down at 6.66%. That is $1,229 principal and interest, $120 property tax, $216 homeowners insurance, $213 utilities and $199 set aside for maintenance.
What is the property tax rate in Beechwood?
Beechwood has an effective property tax rate of 0.604%, based on a median home value of $239,400 and median real estate taxes of $1,446. That is lower than the Warren County average of 0.855%.
What is the average home price in Beechwood?
The median owner-occupied home value in Beechwood, Mississippi is $239,400, against $144,400 across Warren County.
Is it cheaper to rent or buy in Beechwood?
Median gross rent in Beechwood is $902 a month, against $1,978 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Beechwood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.