Total monthly cost of ownership
Cost to Own a Home in Beattystown, New Jersey
A $368,000 home here costs
$3,368per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,892. The real number is $1,476 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Beattystown against Warren County and New Jersey
| Measure | Beattystown | Warren County |
|---|---|---|
| Median home value | $367,800 | $323,100 |
| Median property tax | $9,619 | $8,156 |
| Effective tax rate | 2.615% | 2.524% |
| Median gross rent | $1,385 | $1,368 |
| Population | 4,479 | 110,238 |
The weather behind that power bill
Beattystown sits in Warren County, which averages a high of 84.1°F in its hottest month and a low of 18.0°F in its coldest, with 48.21" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 650 cooling and 6,050 heating degree days, which is what sets the $209 electricity line above.
See the full climate breakdown for Warren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Warren County
Full Warren County cost breakdown · Every county in New Jersey
Common questions
How much does it cost to own a home in Beattystown?
A $368,000 home in Beattystown, New Jersey costs approximately $3,368 per month with 20% down at 6.66%. That is $1,892 principal and interest, $802 property tax, $90 homeowners insurance, $277 utilities and $307 set aside for maintenance.
What is the property tax rate in Beattystown?
Beattystown has an effective property tax rate of 2.615%, based on a median home value of $367,800 and median real estate taxes of $9,619. That is higher than the Warren County average of 2.524%.
What is the average home price in Beattystown?
The median owner-occupied home value in Beattystown, New Jersey is $367,800, against $323,100 across Warren County.
Is it cheaper to rent or buy in Beattystown?
Median gross rent in Beattystown is $1,385 a month, against $3,368 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Beattystown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for New Jersey.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.