Total monthly cost of ownership
Cost to Own a Home in Bealeton, Virginia
A $362,000 home here costs
$2,708per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,861. The real number is $847 higher every month — 46% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bealeton against Fauquier County and Virginia
| Measure | Bealeton | Fauquier County |
|---|---|---|
| Median home value | $361,600 | $543,700 |
| Median property tax | $2,754 | $4,185 |
| Effective tax rate | 0.762% | 0.770% |
| Median gross rent | $1,531 | $1,561 |
| Population | 5,193 | 73,935 |
The weather behind that power bill
Bealeton sits in Fauquier County, which averages a high of 88.0°F in its hottest month and a low of 28.3°F in its coldest, with 41.03" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,512 cooling and 4,002 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Fauquier County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fauquier County
Full Fauquier County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Bealeton?
A $362,000 home in Bealeton, Virginia costs approximately $2,708 per month with 20% down at 6.66%. That is $1,861 principal and interest, $230 property tax, $89 homeowners insurance, $226 utilities and $302 set aside for maintenance.
What is the property tax rate in Bealeton?
Bealeton has an effective property tax rate of 0.762%, based on a median home value of $361,600 and median real estate taxes of $2,754. That is in line with the Fauquier County average of 0.770%.
What is the average home price in Bealeton?
The median owner-occupied home value in Bealeton, Virginia is $361,600, against $543,700 across Fauquier County.
Is it cheaper to rent or buy in Bealeton?
Median gross rent in Bealeton is $1,531 a month, against $2,708 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bealeton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.