Total monthly cost of ownership
Cost to Own a Home in Bealeton, Virginia
A $362,000 home here costs
$2,844per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $122,000 a year.
A standard mortgage calculator would have told you $1,974. The real number is $871 higher every month, 44% more than the payment most buyers budget for.
Compare Fauquier County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bealeton against Fauquier County and Virginia
| Measure | Bealeton | Fauquier County |
|---|---|---|
| Median home value | $361,600 | $543,700 |
| Median property tax | $2,754 | $4,185 |
| Effective tax rate | 0.762% | 0.770% |
| Median gross rent | $1,531 | $1,561 |
| Population | 5,193 | 73,935 |
The weather behind that power bill
Bealeton sits in Fauquier County, which averages a high of 88.0°F in its hottest month and a low of 28.3°F in its coldest, with 41.03" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,512 cooling and 4,002 heating degree days, which is what sets the $182 electricity line above.
See the full climate breakdown for Fauquier County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fauquier County
Full Fauquier County cost breakdown · Every county in Virginia
Talk to someone who works this market
These are Bealeton averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Bealeton every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Bealeton I already own here and may sell
Common questions
How much does it cost to own a home in Bealeton?
A $362,000 home in Bealeton, Virginia costs approximately $2,844 per month with 20% down at 7.24%. That is $1,974 principal and interest, $230 property tax, $89 homeowners insurance, $250 utilities and $302 set aside for maintenance.
What is the property tax rate in Bealeton?
Bealeton has an effective property tax rate of 0.762%, based on a median home value of $361,600 and median real estate taxes of $2,754. That is in line with the Fauquier County average of 0.770%.
What is the average home price in Bealeton?
The median owner-occupied home value in Bealeton, Virginia is $361,600, against $543,700 across Fauquier County.
Is it cheaper to rent or buy in Bealeton?
Median gross rent in Bealeton is $1,531 a month, against $2,844 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Bealeton?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Bealeton, Virginia at today's rate takes a household income of roughly $122,000 a year. That covers the full $2,844 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bealeton, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Virginia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.