Total monthly cost of ownership
Cost to Own a Home in Baxter Village, South Carolina
A $547,000 home here costs
$3,982per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,812. The real number is $1,170 higher every month — 42% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Baxter Village against York County and South Carolina
| Measure | Baxter Village | York County |
|---|---|---|
| Median home value | $547,300 | $322,700 |
| Median property tax | $2,847 | $1,602 |
| Effective tax rate | 0.520% | 0.496% |
| Median gross rent | $1,334 | $1,304 |
| Population | 4,355 | 288,559 |
The weather behind that power bill
Baxter Village sits in York County, which averages a high of 89.2°F in its hottest month and a low of 29.5°F in its coldest, with 44.11" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,565 cooling and 3,457 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for York County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in York County
Full York County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Baxter Village?
A $547,000 home in Baxter Village, South Carolina costs approximately $3,982 per month with 20% down at 6.66%. That is $2,812 principal and interest, $237 property tax, $263 homeowners insurance, $213 utilities and $456 set aside for maintenance.
What is the property tax rate in Baxter Village?
Baxter Village has an effective property tax rate of 0.520%, based on a median home value of $547,300 and median real estate taxes of $2,847. That is higher than the York County average of 0.496%.
What is the average home price in Baxter Village?
The median owner-occupied home value in Baxter Village, South Carolina is $547,300, against $322,700 across York County.
Is it cheaper to rent or buy in Baxter Village?
Median gross rent in Baxter Village is $1,334 a month, against $3,982 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Baxter Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.