Total monthly cost of ownership
Cost to Own a Home in Battle Mountain, Nevada
A $206,000 home here costs
$1,618per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $69,500 a year.
A standard mortgage calculator would have told you $1,123. The real number is $495 higher every month, 44% more than the payment most buyers budget for.
Compare Lander County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Battle Mountain from a five-year rolling sample, and with about 3,957 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Lander County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Battle Mountain against Lander County and Nevada
| Measure | Battle Mountain | Lander County |
|---|---|---|
| Median home value | $205,500 | $210,500 |
| Median property tax | $1,209 | $1,336 |
| Effective tax rate | 0.588% | 0.635% |
| Median gross rent | $1,067 | $1,066 |
| Population | 3,957 | 5,745 |
The weather behind that power bill
Battle Mountain sits in Lander County, which averages a high of 89.5°F in its hottest month and a low of 14.4°F in its coldest, with 8.89" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 405 cooling and 6,613 heating degree days, which is what sets the $118 electricity line above.
See the full climate breakdown for Lander County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lander County
No other places of this size are published in Lander County.
Talk to someone who works this market
These are Battle Mountain averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Battle Mountain every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Battle Mountain I already own here and may sell
Common questions
How much does it cost to own a home in Battle Mountain?
A $206,000 home in Battle Mountain, Nevada costs approximately $1,618 per month with 20% down at 7.24%. That is $1,123 principal and interest, $101 property tax, $36 homeowners insurance, $186 utilities and $172 set aside for maintenance.
What is the property tax rate in Battle Mountain?
Battle Mountain has an effective property tax rate of 0.588%, based on a median home value of $205,500 and median real estate taxes of $1,209. That is lower than the Lander County average of 0.635%.
What is the average home price in Battle Mountain?
The median owner-occupied home value in Battle Mountain, Nevada is $205,500, against $210,500 across Lander County.
Is it cheaper to rent or buy in Battle Mountain?
Median gross rent in Battle Mountain is $1,067 a month, against $1,618 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Battle Mountain?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Battle Mountain, Nevada at today's rate takes a household income of roughly $69,500 a year. That covers the full $1,618 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Battle Mountain, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Nevada.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.