Cost to Own
United StatesIndianaTippecanoe CountyBattle Ground Population 1,989 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Battle Ground, Indiana

A $268,000 home here costs

$2,094

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,378. The real number is $716 higher every month — 52% more than the payment most buyers budget for.

Battle Ground median: $268,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $214,400 borrowed $1,378
Property tax0.659% effective rate for Battle Ground itself $147
Homeowners insuranceIndiana averages $1,058/yr (NAIC), or 0.512% of home value $114
Electricity18.15¢/kWh — Indiana residential average, EIA $163
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $223
Total monthly $2,094

Battle Ground against Tippecanoe County and Indiana

MeasureBattle GroundTippecanoe County
Median home value$268,300$217,600
Median property tax$1,767$1,355
Effective tax rate0.659%0.623%
Median gross rent$833$1,088
Population1,989187,399

The weather behind that power bill

Battle Ground sits in Tippecanoe County, which averages a high of 83.8°F in its hottest month and a low of 18.2°F in its coldest, with 37" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 884 cooling and 5,824 heating degree days, which is what sets the $163 electricity line above.

See the full climate breakdown for Tippecanoe County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tippecanoe County

Full Tippecanoe County cost breakdown · Every county in Indiana

Common questions

How much does it cost to own a home in Battle Ground?

A $268,000 home in Battle Ground, Indiana costs approximately $2,094 per month with 20% down at 6.66%. That is $1,378 principal and interest, $147 property tax, $114 homeowners insurance, $231 utilities and $223 set aside for maintenance.

What is the property tax rate in Battle Ground?

Battle Ground has an effective property tax rate of 0.659%, based on a median home value of $268,300 and median real estate taxes of $1,767. That is higher than the Tippecanoe County average of 0.623%.

What is the average home price in Battle Ground?

The median owner-occupied home value in Battle Ground, Indiana is $268,300, against $217,600 across Tippecanoe County.

Is it cheaper to rent or buy in Battle Ground?

Median gross rent in Battle Ground is $833 a month, against $2,094 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Battle Ground — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Indiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology