Total monthly cost of ownership
Cost to Own a Home in Bartonville, Illinois
A $128,000 home here costs
$1,307per month, all in, with 20% down at today's 7.32% 30-year fixed rate. By the 28% rule that takes a household income of about $56,000 a year.
A standard mortgage calculator would have told you $703. The real number is $604 higher every month, 86% more than the payment most buyers budget for.
Compare Peoria County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bartonville against Peoria County and Illinois
| Measure | Bartonville | Peoria County |
|---|---|---|
| Median home value | $128,000 | $152,600 |
| Median property tax | $2,941 | $3,416 |
| Effective tax rate | 2.298% | 2.239% |
| Median gross rent | $1,056 | $946 |
| Population | 5,854 | 179,831 |
The weather behind that power bill
Bartonville sits in Peoria County, which averages a high of 86.3°F in its hottest month and a low of 17.6°F in its coldest, with 37.55" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,157 cooling and 5,614 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Peoria County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Peoria County
Full Peoria County cost breakdown · Every county in Illinois
Talk to someone who works this market
These are Bartonville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Bartonville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Bartonville I already own here and may sell
Common questions
How much does it cost to own a home in Bartonville?
A $128,000 home in Bartonville, Illinois costs approximately $1,307 per month with 20% down at 7.32%. That is $703 principal and interest, $245 property tax, $50 homeowners insurance, $202 utilities and $107 set aside for maintenance.
What is the property tax rate in Bartonville?
Bartonville has an effective property tax rate of 2.298%, based on a median home value of $128,000 and median real estate taxes of $2,941. That is higher than the Peoria County average of 2.239%.
What is the average home price in Bartonville?
The median owner-occupied home value in Bartonville, Illinois is $128,000, against $152,600 across Peoria County.
Is it cheaper to rent or buy in Bartonville?
Median gross rent in Bartonville is $1,056 a month, against $1,307 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Bartonville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Bartonville, Illinois at today's rate takes a household income of roughly $56,000 a year. That covers the full $1,307 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bartonville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Illinois.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.