Cost to Own
United StatesIllinoisPeoria CountyBartonville Population 5,854 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bartonville, Illinois

A $128,000 home here costs

$1,342

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $658. The real number is $684 higher every month — 104% more than the payment most buyers budget for.

Bartonville median: $128,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $102,400 borrowed $658
Property tax2.298% effective rate for Bartonville itself $245
Homeowners insuranceIllinois averages $1,223/yr (NAIC), or 0.47% of home value $50
Electricity23.85¢/kWh — Illinois residential average, EIA $214
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $107
Total monthly $1,342

Bartonville against Peoria County and Illinois

MeasureBartonvillePeoria County
Median home value$128,000$152,600
Median property tax$2,941$3,416
Effective tax rate2.298%2.239%
Median gross rent$1,056$946
Population5,854179,831

The weather behind that power bill

Bartonville sits in Peoria County, which averages a high of 86.3°F in its hottest month and a low of 17.6°F in its coldest, with 37.55" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,157 cooling and 5,614 heating degree days, which is what sets the $214 electricity line above.

See the full climate breakdown for Peoria County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Peoria County

Full Peoria County cost breakdown · Every county in Illinois

Common questions

How much does it cost to own a home in Bartonville?

A $128,000 home in Bartonville, Illinois costs approximately $1,342 per month with 20% down at 6.66%. That is $658 principal and interest, $245 property tax, $50 homeowners insurance, $282 utilities and $107 set aside for maintenance.

What is the property tax rate in Bartonville?

Bartonville has an effective property tax rate of 2.298%, based on a median home value of $128,000 and median real estate taxes of $2,941. That is higher than the Peoria County average of 2.239%.

What is the average home price in Bartonville?

The median owner-occupied home value in Bartonville, Illinois is $128,000, against $152,600 across Peoria County.

Is it cheaper to rent or buy in Bartonville?

Median gross rent in Bartonville is $1,056 a month, against $1,342 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bartonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Illinois.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology