Total monthly cost of ownership
Cost to Own a Home in Barbee, Indiana
A $202,000 home here costs
$1,605per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,038. The real number is $567 higher every month — 55% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Barbee against Kosciusko County and Indiana
| Measure | Barbee | Kosciusko County |
|---|---|---|
| Median home value | $202,100 | $200,300 |
| Median property tax | $976 | $1,198 |
| Effective tax rate | 0.483% | 0.598% |
| Median gross rent | $1,338 | $995 |
| Population | 1,298 | 80,357 |
The weather behind that power bill
Barbee sits in Kosciusko County, which averages a high of 83.8°F in its hottest month and a low of 16.6°F in its coldest, with 40.54" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 761 cooling and 6,178 heating degree days, which is what sets the $163 electricity line above.
See the full climate breakdown for Kosciusko County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kosciusko County
Full Kosciusko County cost breakdown · Every county in Indiana
Common questions
How much does it cost to own a home in Barbee?
A $202,000 home in Barbee, Indiana costs approximately $1,605 per month with 20% down at 6.66%. That is $1,038 principal and interest, $81 property tax, $86 homeowners insurance, $231 utilities and $168 set aside for maintenance.
What is the property tax rate in Barbee?
Barbee has an effective property tax rate of 0.483%, based on a median home value of $202,100 and median real estate taxes of $976. That is lower than the Kosciusko County average of 0.598%.
What is the average home price in Barbee?
The median owner-occupied home value in Barbee, Indiana is $202,100, against $200,300 across Kosciusko County.
Is it cheaper to rent or buy in Barbee?
Median gross rent in Barbee is $1,338 a month, against $1,605 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Barbee — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Indiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.