Total monthly cost of ownership
Cost to Own a Home in Bangor, Wisconsin
A $212,000 home here costs
$1,810per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,090. The real number is $720 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bangor against La Crosse County and Wisconsin
| Measure | Bangor | La Crosse County |
|---|---|---|
| Median home value | $211,900 | $243,200 |
| Median property tax | $2,917 | $3,963 |
| Effective tax rate | 1.377% | 1.630% |
| Median gross rent | $884 | $1,023 |
| Population | 1,409 | 120,262 |
The weather behind that power bill
Bangor sits in La Crosse County, which averages a high of 85.4°F in its hottest month and a low of 10.5°F in its coldest, with 35.23" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 942 cooling and 6,788 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for La Crosse County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in La Crosse County
Full La Crosse County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Bangor?
A $212,000 home in Bangor, Wisconsin costs approximately $1,810 per month with 20% down at 6.66%. That is $1,090 principal and interest, $243 property tax, $55 homeowners insurance, $245 utilities and $177 set aside for maintenance.
What is the property tax rate in Bangor?
Bangor has an effective property tax rate of 1.377%, based on a median home value of $211,900 and median real estate taxes of $2,917. That is lower than the La Crosse County average of 1.630%.
What is the average home price in Bangor?
The median owner-occupied home value in Bangor, Wisconsin is $211,900, against $243,200 across La Crosse County.
Is it cheaper to rent or buy in Bangor?
Median gross rent in Bangor is $884 a month, against $1,810 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bangor — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.