Cost to Own
United States › South Carolina › Charleston County › Awendaw Population 1,574 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
Before you budget for Awendaw FEMA rates natural hazard risk in Charleston County Relatively High, with coastal flooding its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Awendaw, South Carolina

A $388,000 home here costs

$2,983

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $128,000 a year.

P&I 71%Tax 4%Insurance 6%Utilities 8%Upkeep 11%

A standard mortgage calculator would have told you $2,115. The real number is $868 higher every month, 41% more than the payment most buyers budget for.

Compare Charleston County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Awendaw from a five-year rolling sample, and with about 1,574 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Charleston County figures are drawn from a far larger sample if you want a steadier number.

Awendaw median: $387,500
Under 20% adds PMI
Freddie Mac PMMS
SC average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $310,400 borrowed $2,115
Property tax0.384% effective rate for Awendaw itself $124
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $187
Electricity15.76ยข/kWh, South Carolina residential average, EIA $165
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $323
Total monthly $2,983

Awendaw against Charleston County and South Carolina

MeasureAwendawCharleston County
Median home value$387,500$450,800
Median property tax$1,489$1,864
Effective tax rate0.384%0.413%
Median gross rent$2,792$1,506
Population1,574414,711

The weather behind that power bill

Awendaw sits in Charleston County, which averages a high of 87.5°F in its hottest month and a low of 43.6°F in its coldest, with 44.26" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,448 cooling and 1,623 heating degree days, which is what sets the $165 electricity line above.

See the full climate breakdown for Charleston County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Charleston County

Full Charleston County cost breakdown · Every county in South Carolina

Talk to someone who works this market

These are Awendaw averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Awendaw every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Awendaw I already own here and may sell

Common questions

How much does it cost to own a home in Awendaw?

A $388,000 home in Awendaw, South Carolina costs approximately $2,983 per month with 20% down at 7.24%. That is $2,115 principal and interest, $124 property tax, $187 homeowners insurance, $233 utilities and $323 set aside for maintenance.

What is the property tax rate in Awendaw?

Awendaw has an effective property tax rate of 0.384%, based on a median home value of $387,500 and median real estate taxes of $1,489. That is lower than the Charleston County average of 0.413%.

What is the average home price in Awendaw?

The median owner-occupied home value in Awendaw, South Carolina is $387,500, against $450,800 across Charleston County.

Is it cheaper to rent or buy in Awendaw?

Median gross rent in Awendaw is $2,792 a month, against $2,983 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Awendaw?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Awendaw, South Carolina at today's rate takes a household income of roughly $128,000 a year. That covers the full $2,983 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Awendaw, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for South Carolina.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology