Cost to Own
United StatesLouisianaJefferson ParishAvondale Population 5,200 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Avondale, Louisiana

A $144,000 home here costs

$1,204

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $740. The real number is $463 higher every month — 63% more than the payment most buyers budget for.

Avondale median: $143,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $115,200 borrowed $740
Property tax0.151% effective rate for Avondale itself $18
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $130
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $120
Total monthly $1,204

Avondale against Jefferson Parish and Louisiana

MeasureAvondaleJefferson Parish
Median home value$143,900$243,500
Median property tax$218$1,265
Effective tax rate0.151%0.520%
Median gross rent$1,411$1,162
Population5,200432,484

The weather behind that power bill

Avondale sits in Jefferson Parish, which averages a high of 89.9°F in its hottest month and a low of 43.0°F in its coldest, with 63.8" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,615 cooling and 1,426 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Jefferson Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jefferson Parish

Full Jefferson Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Avondale?

A $144,000 home in Avondale, Louisiana costs approximately $1,204 per month with 20% down at 6.66%. That is $740 principal and interest, $18 property tax, $130 homeowners insurance, $195 utilities and $120 set aside for maintenance.

What is the property tax rate in Avondale?

Avondale has an effective property tax rate of 0.151%, based on a median home value of $143,900 and median real estate taxes of $218. That is lower than the Jefferson Parish average of 0.520%.

What is the average home price in Avondale?

The median owner-occupied home value in Avondale, Louisiana is $143,900, against $243,500 across Jefferson Parish.

Is it cheaper to rent or buy in Avondale?

Median gross rent in Avondale is $1,411 a month, against $1,204 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Avondale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology