Total monthly cost of ownership
Cost to Own a Home in Avenal, California
A $225,000 home here costs
$1,891per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,157. The real number is $734 higher every month — 63% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Avenal against Kings County and California
| Measure | Avenal | Kings County |
|---|---|---|
| Median home value | $224,800 | $305,700 |
| Median property tax | $1,741 | $2,295 |
| Effective tax rate | 0.774% | 0.751% |
| Median gross rent | $1,060 | $1,228 |
| Population | 13,441 | 152,830 |
The weather behind that power bill
Avenal sits in Kings County, which averages a high of 98.7°F in its hottest month and a low of 35.6°F in its coldest, with 7.5" of precipitation a year and 58% of it in a single three-month stretch. That climate drives 2,134 cooling and 2,367 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Kings County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kings County
Full Kings County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Avenal?
A $225,000 home in Avenal, California costs approximately $1,891 per month with 20% down at 6.66%. That is $1,157 principal and interest, $145 property tax, $35 homeowners insurance, $367 utilities and $188 set aside for maintenance.
What is the property tax rate in Avenal?
Avenal has an effective property tax rate of 0.774%, based on a median home value of $224,800 and median real estate taxes of $1,741. That is higher than the Kings County average of 0.751%.
What is the average home price in Avenal?
The median owner-occupied home value in Avenal, California is $224,800, against $305,700 across Kings County.
Is it cheaper to rent or buy in Avenal?
Median gross rent in Avenal is $1,060 a month, against $1,891 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Avenal — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.