Cost to Own
United StatesMissouriCallaway CountyAuxvasse Population 1,385 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Auxvasse, Missouri

A $129,000 home here costs

$1,154

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $663. The real number is $491 higher every month — 74% more than the payment most buyers budget for.

Auxvasse median: $129,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $103,200 borrowed $663
Property tax1.162% effective rate for Auxvasse itself $125
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $67
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $108
Total monthly $1,154

Auxvasse against Callaway County and Missouri

MeasureAuxvasseCallaway County
Median home value$129,300$196,200
Median property tax$1,502$1,549
Effective tax rate1.162%0.790%
Median gross rent$580$850
Population1,38544,541

The weather behind that power bill

Auxvasse sits in Callaway County, which averages a high of 85.5°F in its hottest month and a low of 19.6°F in its coldest, with 44.26" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,083 cooling and 5,281 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Callaway County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Callaway County

Full Callaway County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Auxvasse?

A $129,000 home in Auxvasse, Missouri costs approximately $1,154 per month with 20% down at 6.66%. That is $663 principal and interest, $125 property tax, $67 homeowners insurance, $191 utilities and $108 set aside for maintenance.

What is the property tax rate in Auxvasse?

Auxvasse has an effective property tax rate of 1.162%, based on a median home value of $129,300 and median real estate taxes of $1,502. That is higher than the Callaway County average of 0.790%.

What is the average home price in Auxvasse?

The median owner-occupied home value in Auxvasse, Missouri is $129,300, against $196,200 across Callaway County.

Is it cheaper to rent or buy in Auxvasse?

Median gross rent in Auxvasse is $580 a month, against $1,154 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Auxvasse — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology