Cost to Own
United StatesOhioMahoning CountyAustintown Population 30,215 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Austintown, Ohio

A $133,000 home here costs

$1,243

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $684. The real number is $559 higher every month — 82% more than the payment most buyers budget for.

Austintown median: $133,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $106,400 borrowed $684
Property tax1.399% effective rate for Austintown itself $155
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $49
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $111
Total monthly $1,243

Austintown against Mahoning County and Ohio

MeasureAustintownMahoning County
Median home value$133,000$141,100
Median property tax$1,861$1,975
Effective tax rate1.399%1.400%
Median gross rent$767$775
Population30,215227,063

The weather behind that power bill

Austintown sits in Mahoning County, which averages a high of 82.7°F in its hottest month and a low of 19.3°F in its coldest, with 41.19" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 633 cooling and 6,089 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Mahoning County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Mahoning County

Full Mahoning County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Austintown?

A $133,000 home in Austintown, Ohio costs approximately $1,243 per month with 20% down at 6.66%. That is $684 principal and interest, $155 property tax, $49 homeowners insurance, $243 utilities and $111 set aside for maintenance.

What is the property tax rate in Austintown?

Austintown has an effective property tax rate of 1.399%, based on a median home value of $133,000 and median real estate taxes of $1,861. That is in line with the Mahoning County average of 1.400%.

What is the average home price in Austintown?

The median owner-occupied home value in Austintown, Ohio is $133,000, against $141,100 across Mahoning County.

Is it cheaper to rent or buy in Austintown?

Median gross rent in Austintown is $767 a month, against $1,243 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Austintown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology