Total monthly cost of ownership
Cost to Own a Home in Audubon, Iowa
A $93,000 home here costs
$915per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $478. The real number is $437 higher every month — 91% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Audubon against Audubon County and Iowa
| Measure | Audubon | Audubon County |
|---|---|---|
| Median home value | $92,800 | $110,400 |
| Median property tax | $1,487 | $1,353 |
| Effective tax rate | 1.602% | 1.226% |
| Median gross rent | $718 | $707 |
| Population | 2,069 | 5,622 |
The weather behind that power bill
Audubon sits in Audubon County, which averages a high of 82.6°F in its hottest month and a low of 8.8°F in its coldest, with 35.03" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 668 cooling and 7,171 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Audubon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Audubon County
No other places of this size are published in Audubon County.
Common questions
How much does it cost to own a home in Audubon?
A $93,000 home in Audubon, Iowa costs approximately $915 per month with 20% down at 6.66%. That is $478 principal and interest, $124 property tax, $40 homeowners insurance, $195 utilities and $78 set aside for maintenance.
What is the property tax rate in Audubon?
Audubon has an effective property tax rate of 1.602%, based on a median home value of $92,800 and median real estate taxes of $1,487. That is higher than the Audubon County average of 1.226%.
What is the average home price in Audubon?
The median owner-occupied home value in Audubon, Iowa is $92,800, against $110,400 across Audubon County.
Is it cheaper to rent or buy in Audubon?
Median gross rent in Audubon is $718 a month, against $915 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Audubon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.