Total monthly cost of ownership
Cost to Own a Home in Ashdown, Arkansas
A $131,000 home here costs
$1,121per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $673. The real number is $447 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ashdown against Little River County and Arkansas
| Measure | Ashdown | Little River County |
|---|---|---|
| Median home value | $130,900 | $113,400 |
| Median property tax | $516 | $549 |
| Effective tax rate | 0.394% | 0.484% |
| Median gross rent | $836 | $812 |
| Population | 4,225 | 11,959 |
The weather behind that power bill
Ashdown sits in Little River County, which averages a high of 93.2°F in its hottest month and a low of 31.7°F in its coldest, with 53.24" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,121 cooling and 2,853 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Little River County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Little River County
No other places of this size are published in Little River County.
Full Little River County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Ashdown?
A $131,000 home in Ashdown, Arkansas costs approximately $1,121 per month with 20% down at 6.66%. That is $673 principal and interest, $43 property tax, $98 homeowners insurance, $197 utilities and $109 set aside for maintenance.
What is the property tax rate in Ashdown?
Ashdown has an effective property tax rate of 0.394%, based on a median home value of $130,900 and median real estate taxes of $516. That is lower than the Little River County average of 0.484%.
What is the average home price in Ashdown?
The median owner-occupied home value in Ashdown, Arkansas is $130,900, against $113,400 across Little River County.
Is it cheaper to rent or buy in Ashdown?
Median gross rent in Ashdown is $836 a month, against $1,121 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ashdown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.