Total monthly cost of ownership
Cost to Own a Home in Ashburn, Georgia
A $97,000 home here costs
$936per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $499. The real number is $437 higher every month — 88% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ashburn against Turner County and Georgia
| Measure | Ashburn | Turner County |
|---|---|---|
| Median home value | $97,000 | $95,200 |
| Median property tax | $1,247 | $1,077 |
| Effective tax rate | 1.286% | 1.131% |
| Median gross rent | $651 | $655 |
| Population | 4,226 | 8,915 |
The weather behind that power bill
Ashburn sits in Turner County, which averages a high of 93.2°F in its hottest month and a low of 39.1°F in its coldest, with 46.63" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,692 cooling and 1,684 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Turner County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Turner County
Common questions
How much does it cost to own a home in Ashburn?
A $97,000 home in Ashburn, Georgia costs approximately $936 per month with 20% down at 6.66%. That is $499 principal and interest, $104 property tax, $42 homeowners insurance, $210 utilities and $81 set aside for maintenance.
What is the property tax rate in Ashburn?
Ashburn has an effective property tax rate of 1.286%, based on a median home value of $97,000 and median real estate taxes of $1,247. That is higher than the Turner County average of 1.131%.
What is the average home price in Ashburn?
The median owner-occupied home value in Ashburn, Georgia is $97,000, against $95,200 across Turner County.
Is it cheaper to rent or buy in Ashburn?
Median gross rent in Ashburn is $651 a month, against $936 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ashburn — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.