Total monthly cost of ownership
Cost to Own a Home in Ash Grove, Missouri
A $121,000 home here costs
$1,050per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $622. The real number is $428 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ash Grove against Greene County and Missouri
| Measure | Ash Grove | Greene County |
|---|---|---|
| Median home value | $120,900 | $203,500 |
| Median property tax | $877 | $1,469 |
| Effective tax rate | 0.725% | 0.722% |
| Median gross rent | $661 | $940 |
| Population | 1,336 | 301,121 |
The weather behind that power bill
Ash Grove sits in Greene County, which averages a high of 89.6°F in its hottest month and a low of 24.2°F in its coldest, with 44.71" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,540 cooling and 4,277 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Greene County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greene County
Full Greene County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Ash Grove?
A $121,000 home in Ash Grove, Missouri costs approximately $1,050 per month with 20% down at 6.66%. That is $622 principal and interest, $73 property tax, $63 homeowners insurance, $191 utilities and $101 set aside for maintenance.
What is the property tax rate in Ash Grove?
Ash Grove has an effective property tax rate of 0.725%, based on a median home value of $120,900 and median real estate taxes of $877. That is in line with the Greene County average of 0.722%.
What is the average home price in Ash Grove?
The median owner-occupied home value in Ash Grove, Missouri is $120,900, against $203,500 across Greene County.
Is it cheaper to rent or buy in Ash Grove?
Median gross rent in Ash Grove is $661 a month, against $1,050 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ash Grove — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.