Cost to Own
United StatesWashingtonPierce CountyArtondale Population 14,051 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Artondale, Washington

A $714,000 home here costs

$5,075

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,671. The real number is $1,404 higher every month — 38% more than the payment most buyers budget for.

Artondale median: $714,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $571,200 borrowed $3,671
Property tax0.842% effective rate for Artondale itself $501
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $106
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $595
Total monthly $5,075

Artondale against Pierce County and Washington

MeasureArtondalePierce County
Median home value$714,000$484,400
Median property tax$6,014$4,555
Effective tax rate0.842%0.940%
Median gross rent$2,121$1,722
Population14,051924,106

The weather behind that power bill

Artondale sits in Pierce County, which averages a high of 76.5°F in its hottest month and a low of 32.9°F in its coldest, with 45.13" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 120 cooling and 5,397 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Pierce County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pierce County

Full Pierce County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Artondale?

A $714,000 home in Artondale, Washington costs approximately $5,075 per month with 20% down at 6.66%. That is $3,671 principal and interest, $501 property tax, $106 homeowners insurance, $202 utilities and $595 set aside for maintenance.

What is the property tax rate in Artondale?

Artondale has an effective property tax rate of 0.842%, based on a median home value of $714,000 and median real estate taxes of $6,014. That is lower than the Pierce County average of 0.940%.

What is the average home price in Artondale?

The median owner-occupied home value in Artondale, Washington is $714,000, against $484,400 across Pierce County.

Is it cheaper to rent or buy in Artondale?

Median gross rent in Artondale is $2,121 a month, against $5,075 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Artondale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology