Cost to Own
United StatesPennsylvaniaMonroe CountyArlington Heights Population 6,844 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Arlington Heights, Pennsylvania

A $250,000 home here costs

$2,233

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,285. The real number is $948 higher every month — 74% more than the payment most buyers budget for.

Arlington Heights median: $249,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $200,000 borrowed $1,285
Property tax1.893% effective rate for Arlington Heights itself $394
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $84
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $208
Total monthly $2,233

Arlington Heights against Monroe County and Pennsylvania

MeasureArlington HeightsMonroe County
Median home value$249,700$241,200
Median property tax$4,726$4,435
Effective tax rate1.893%1.839%
Median gross rent$1,193$1,347
Population6,844167,784

The weather behind that power bill

Arlington Heights sits in Monroe County, which averages a high of 77.7°F in its hottest month and a low of 15.1°F in its coldest, with 50.22" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 289 cooling and 7,247 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Monroe County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Monroe County

Full Monroe County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Arlington Heights?

A $250,000 home in Arlington Heights, Pennsylvania costs approximately $2,233 per month with 20% down at 6.66%. That is $1,285 principal and interest, $394 property tax, $84 homeowners insurance, $262 utilities and $208 set aside for maintenance.

What is the property tax rate in Arlington Heights?

Arlington Heights has an effective property tax rate of 1.893%, based on a median home value of $249,700 and median real estate taxes of $4,726. That is higher than the Monroe County average of 1.839%.

What is the average home price in Arlington Heights?

The median owner-occupied home value in Arlington Heights, Pennsylvania is $249,700, against $241,200 across Monroe County.

Is it cheaper to rent or buy in Arlington Heights?

Median gross rent in Arlington Heights is $1,193 a month, against $2,233 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Arlington Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology