Total monthly cost of ownership
Cost to Own a Home in Arlington, Georgia
A $123,000 home here costs
$1,080per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $632. The real number is $447 higher every month — 71% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Arlington against Early County and Georgia
| Measure | Arlington | Early County |
|---|---|---|
| Median home value | $122,700 | $130,100 |
| Median property tax | $968 | $1,069 |
| Effective tax rate | 0.789% | 0.822% |
| Median gross rent | $750 | $774 |
| Population | 1,083 | 10,683 |
Arlington extends across 2 counties. Figures here use Early County, where most of its housing sits.
The weather behind that power bill
Arlington sits in Early County, which averages a high of 91.5°F in its hottest month and a low of 37.5°F in its coldest, with 52.85" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,255 cooling and 1,910 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Early County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Early County
Common questions
How much does it cost to own a home in Arlington?
A $123,000 home in Arlington, Georgia costs approximately $1,080 per month with 20% down at 6.66%. That is $632 principal and interest, $81 property tax, $53 homeowners insurance, $210 utilities and $103 set aside for maintenance.
What is the property tax rate in Arlington?
Arlington has an effective property tax rate of 0.789%, based on a median home value of $122,700 and median real estate taxes of $968. That is lower than the Early County average of 0.822%.
What is the average home price in Arlington?
The median owner-occupied home value in Arlington, Georgia is $122,700, against $130,100 across Early County.
Is it cheaper to rent or buy in Arlington?
Median gross rent in Arlington is $750 a month, against $1,080 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Arlington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.