Total monthly cost of ownership
Cost to Own a Home in Arlington, Georgia
A $123,000 home here costs
$1,146per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $49,000 a year.
A standard mortgage calculator would have told you $671. The real number is $476 higher every month, 71% more than the payment most buyers budget for.
Compare Early County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Arlington from a five-year rolling sample, and with about 1,083 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Early County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Arlington against Early County and Georgia
| Measure | Arlington | Early County |
|---|---|---|
| Median home value | $122,700 | $130,100 |
| Median property tax | $968 | $1,069 |
| Effective tax rate | 0.789% | 0.822% |
| Median gross rent | $750 | $774 |
| Population | 1,083 | 10,683 |
Arlington extends across 2 counties. Figures here use Early County, where most of its housing sits.
The weather behind that power bill
Arlington sits in Early County, which averages a high of 91.5°F in its hottest month and a low of 37.5°F in its coldest, with 52.85" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,255 cooling and 1,910 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Early County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Early County
Talk to someone who works this market
These are Arlington averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Arlington every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Arlington I already own here and may sell
Common questions
How much does it cost to own a home in Arlington?
A $123,000 home in Arlington, Georgia costs approximately $1,146 per month with 20% down at 7.24%. That is $671 principal and interest, $81 property tax, $53 homeowners insurance, $239 utilities and $103 set aside for maintenance.
What is the property tax rate in Arlington?
Arlington has an effective property tax rate of 0.789%, based on a median home value of $122,700 and median real estate taxes of $968. That is lower than the Early County average of 0.822%.
What is the average home price in Arlington?
The median owner-occupied home value in Arlington, Georgia is $122,700, against $130,100 across Early County.
Is it cheaper to rent or buy in Arlington?
Median gross rent in Arlington is $750 a month, against $1,146 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Arlington?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Arlington, Georgia at today's rate takes a household income of roughly $49,000 a year. That covers the full $1,146 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Arlington, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.