Total monthly cost of ownership
Cost to Own a Home in Aristocrat Ranchettes, Colorado
A $398,000 home here costs
$2,883per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $123,500 a year.
A standard mortgage calculator would have told you $2,170. The real number is $713 higher every month, 33% more than the payment most buyers budget for.
Compare Weld County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Aristocrat Ranchettes from a five-year rolling sample, and with about 2,335 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Weld County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Aristocrat Ranchettes against Weld County and Colorado
| Measure | Aristocrat Ranchettes | Weld County |
|---|---|---|
| Median home value | $398,300 | $444,500 |
| Median property tax | $990 | $2,242 |
| Effective tax rate | 0.249% | 0.504% |
| Median gross rent | $1,691 | $1,469 |
| Population | 2,335 | 340,711 |
The weather behind that power bill
Aristocrat Ranchettes sits in Weld County, which averages a high of 90.0°F in its hottest month and a low of 9.4°F in its coldest, with 13.43" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 600 cooling and 6,855 heating degree days, which is what sets the $116 electricity line above.
See the full climate breakdown for Weld County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Weld County
Talk to someone who works this market
These are Aristocrat Ranchettes averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Aristocrat Ranchettes every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Aristocrat Ranchettes?
A $398,000 home in Aristocrat Ranchettes, Colorado costs approximately $2,883 per month with 20% down at 7.24%. That is $2,170 principal and interest, $83 property tax, $115 homeowners insurance, $184 utilities and $332 set aside for maintenance.
What is the property tax rate in Aristocrat Ranchettes?
Aristocrat Ranchettes has an effective property tax rate of 0.249%, based on a median home value of $398,300 and median real estate taxes of $990. That is lower than the Weld County average of 0.504%.
What is the average home price in Aristocrat Ranchettes?
The median owner-occupied home value in Aristocrat Ranchettes, Colorado is $398,300, against $444,500 across Weld County.
Is it cheaper to rent or buy in Aristocrat Ranchettes?
Median gross rent in Aristocrat Ranchettes is $1,691 a month, against $2,883 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Aristocrat Ranchettes?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Aristocrat Ranchettes, Colorado at today's rate takes a household income of roughly $123,500 a year. That covers the full $2,883 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Aristocrat Ranchettes, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Colorado.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.