Total monthly cost of ownership
Cost to Own a Home in Aplington, Iowa
A $132,000 home here costs
$1,272per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $54,500 a year.
A standard mortgage calculator would have told you $720. The real number is $553 higher every month, 77% more than the payment most buyers budget for.
Compare Butler County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Aplington from a five-year rolling sample, and with about 1,012 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Butler County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Aplington against Butler County and Iowa
| Measure | Aplington | Butler County |
|---|---|---|
| Median home value | $131,800 | $156,500 |
| Median property tax | $2,100 | $2,158 |
| Effective tax rate | 1.593% | 1.379% |
| Median gross rent | $650 | $780 |
| Population | 1,012 | 14,301 |
The weather behind that power bill
Aplington sits in Butler County, which averages a high of 82.7°F in its hottest month and a low of 7.5°F in its coldest, with 35.4" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 711 cooling and 7,358 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Butler County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Butler County
Talk to someone who works this market
These are Aplington averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Aplington every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Aplington?
A $132,000 home in Aplington, Iowa costs approximately $1,272 per month with 20% down at 7.24%. That is $720 principal and interest, $175 property tax, $57 homeowners insurance, $210 utilities and $110 set aside for maintenance.
What is the property tax rate in Aplington?
Aplington has an effective property tax rate of 1.593%, based on a median home value of $131,800 and median real estate taxes of $2,100. That is higher than the Butler County average of 1.379%.
What is the average home price in Aplington?
The median owner-occupied home value in Aplington, Iowa is $131,800, against $156,500 across Butler County.
Is it cheaper to rent or buy in Aplington?
Median gross rent in Aplington is $650 a month, against $1,272 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Aplington?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Aplington, Iowa at today's rate takes a household income of roughly $54,500 a year. That covers the full $1,272 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Aplington, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Iowa.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.