Total monthly cost of ownership
Cost to Own a Home in Aplington, Iowa
A $132,000 home here costs
$1,216per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $679. The real number is $538 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Aplington against Butler County and Iowa
| Measure | Aplington | Butler County |
|---|---|---|
| Median home value | $131,800 | $156,500 |
| Median property tax | $2,100 | $2,158 |
| Effective tax rate | 1.593% | 1.379% |
| Median gross rent | $650 | $780 |
| Population | 1,012 | 14,301 |
The weather behind that power bill
Aplington sits in Butler County, which averages a high of 82.7°F in its hottest month and a low of 7.5°F in its coldest, with 35.4" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 711 cooling and 7,358 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Butler County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Butler County
Common questions
How much does it cost to own a home in Aplington?
A $132,000 home in Aplington, Iowa costs approximately $1,216 per month with 20% down at 6.66%. That is $679 principal and interest, $175 property tax, $57 homeowners insurance, $195 utilities and $110 set aside for maintenance.
What is the property tax rate in Aplington?
Aplington has an effective property tax rate of 1.593%, based on a median home value of $131,800 and median real estate taxes of $2,100. That is higher than the Butler County average of 1.379%.
What is the average home price in Aplington?
The median owner-occupied home value in Aplington, Iowa is $131,800, against $156,500 across Butler County.
Is it cheaper to rent or buy in Aplington?
Median gross rent in Aplington is $650 a month, against $1,216 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Aplington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.