Total monthly cost of ownership
Cost to Own a Home in Antwerp, Ohio
A $132,000 home here costs
$1,199per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $679. The real number is $520 higher every month — 77% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Antwerp against Paulding County and Ohio
| Measure | Antwerp | Paulding County |
|---|---|---|
| Median home value | $131,900 | $126,800 |
| Median property tax | $1,414 | $1,382 |
| Effective tax rate | 1.072% | 1.090% |
| Median gross rent | $691 | $750 |
| Population | 1,879 | 18,800 |
The weather behind that power bill
Antwerp sits in Paulding County, which averages a high of 85.1°F in its hottest month and a low of 16.8°F in its coldest, with 37" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 850 cooling and 6,160 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Paulding County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Paulding County
Common questions
How much does it cost to own a home in Antwerp?
A $132,000 home in Antwerp, Ohio costs approximately $1,199 per month with 20% down at 6.66%. That is $679 principal and interest, $118 property tax, $49 homeowners insurance, $243 utilities and $110 set aside for maintenance.
What is the property tax rate in Antwerp?
Antwerp has an effective property tax rate of 1.072%, based on a median home value of $131,900 and median real estate taxes of $1,414. That is lower than the Paulding County average of 1.090%.
What is the average home price in Antwerp?
The median owner-occupied home value in Antwerp, Ohio is $131,900, against $126,800 across Paulding County.
Is it cheaper to rent or buy in Antwerp?
Median gross rent in Antwerp is $691 a month, against $1,199 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Antwerp — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.