Cost to Own
United StatesOklahomaPushmataha CountyAntlers Population 2,341 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Antlers, Oklahoma

A $96,000 home here costs

$886

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $494. The real number is $392 higher every month — 79% more than the payment most buyers budget for.

Antlers median: $95,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,800 borrowed $494
Property tax0.383% effective rate for Antlers itself $31
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $93
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $80
Total monthly $886

Antlers against Pushmataha County and Oklahoma

MeasureAntlersPushmataha County
Median home value$95,800$116,800
Median property tax$367$483
Effective tax rate0.383%0.414%
Median gross rent$557$620
Population2,34110,787

The weather behind that power bill

Antlers sits in Pushmataha County, which averages a high of 93.3°F in its hottest month and a low of 28.5°F in its coldest, with 47.92" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,013 cooling and 3,182 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Pushmataha County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pushmataha County

No other places of this size are published in Pushmataha County.

Full Pushmataha County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Antlers?

A $96,000 home in Antlers, Oklahoma costs approximately $886 per month with 20% down at 6.66%. That is $494 principal and interest, $31 property tax, $93 homeowners insurance, $188 utilities and $80 set aside for maintenance.

What is the property tax rate in Antlers?

Antlers has an effective property tax rate of 0.383%, based on a median home value of $95,800 and median real estate taxes of $367. That is lower than the Pushmataha County average of 0.414%.

What is the average home price in Antlers?

The median owner-occupied home value in Antlers, Oklahoma is $95,800, against $116,800 across Pushmataha County.

Is it cheaper to rent or buy in Antlers?

Median gross rent in Antlers is $557 a month, against $886 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Antlers — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology