Cost to Own
United States › Wisconsin › Langlade County › Antigo Population 8,058 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $421 a month in taxes, insurance, utilities and upkeep. See the full Langlade County picture

Total monthly cost of ownership

Cost to Own a Home in Antigo, Wisconsin

A $95,000 home here costs

$939

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $40,000 a year.

P&I 55%Tax 13%Insurance 3%Utilities 21%Upkeep 8%

A standard mortgage calculator would have told you $518. The real number is $421 higher every month, 81% more than the payment most buyers budget for.

Compare Langlade County with anywhere in America · full county breakdown

Antigo median: $94,700
Under 20% adds PMI
Freddie Mac PMMS
WI average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,000 borrowed $518
Property tax1.568% effective rate for Antigo itself $124
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $24
Electricity19.41ยข/kWh, Wisconsin residential average, EIA $125
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $79
Total monthly $939

Antigo against Langlade County and Wisconsin

MeasureAntigoLanglade County
Median home value$94,700$145,800
Median property tax$1,485$1,946
Effective tax rate1.568%1.335%
Median gross rent$706$737
Population8,05819,473

The weather behind that power bill

Antigo sits in Langlade County, which averages a high of 77.9°F in its hottest month and a low of 3.7°F in its coldest, with 29.35" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 303 cooling and 8,864 heating degree days, which is what sets the $125 electricity line above.

See the full climate breakdown for Langlade County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Langlade County

No other places of this size are published in Langlade County.

Full Langlade County cost breakdown · Every county in Wisconsin

Talk to someone who works this market

These are Antigo averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Antigo every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Antigo I already own here and may sell

Common questions

How much does it cost to own a home in Antigo?

A $95,000 home in Antigo, Wisconsin costs approximately $939 per month with 20% down at 7.24%. That is $518 principal and interest, $124 property tax, $24 homeowners insurance, $193 utilities and $79 set aside for maintenance.

What is the property tax rate in Antigo?

Antigo has an effective property tax rate of 1.568%, based on a median home value of $94,700 and median real estate taxes of $1,485. That is higher than the Langlade County average of 1.335%.

What is the average home price in Antigo?

The median owner-occupied home value in Antigo, Wisconsin is $94,700, against $145,800 across Langlade County.

Is it cheaper to rent or buy in Antigo?

Median gross rent in Antigo is $706 a month, against $939 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Antigo?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Antigo, Wisconsin at today's rate takes a household income of roughly $40,000 a year. That covers the full $939 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Antigo, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Wisconsin.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology