Total monthly cost of ownership
Cost to Own a Home in Ansted, West Virginia
A $75,000 home here costs
$755per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $386. The real number is $370 higher every month — 96% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ansted against Fayette County and West Virginia
| Measure | Ansted | Fayette County |
|---|---|---|
| Median home value | $74,900 | $104,200 |
| Median property tax | $586 | $690 |
| Effective tax rate | 0.782% | 0.662% |
| Median gross rent | $725 | $777 |
| Population | 1,210 | 39,987 |
The weather behind that power bill
Ansted sits in Fayette County, which averages a high of 81.3°F in its hottest month and a low of 22.8°F in its coldest, with 47.86" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 639 cooling and 5,193 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fayette County
Full Fayette County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Ansted?
A $75,000 home in Ansted, West Virginia costs approximately $755 per month with 20% down at 6.66%. That is $386 principal and interest, $49 property tax, $40 homeowners insurance, $219 utilities and $63 set aside for maintenance.
What is the property tax rate in Ansted?
Ansted has an effective property tax rate of 0.782%, based on a median home value of $74,900 and median real estate taxes of $586. That is higher than the Fayette County average of 0.662%.
What is the average home price in Ansted?
The median owner-occupied home value in Ansted, West Virginia is $74,900, against $104,200 across Fayette County.
Is it cheaper to rent or buy in Ansted?
Median gross rent in Ansted is $725 a month, against $755 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ansted — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.