Total monthly cost of ownership
Cost to Own a Home in Annville, Kentucky
A $85,000 home here costs
$827per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $437. The real number is $390 higher every month — 89% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Annville against Jackson County and Kentucky
| Measure | Annville | Jackson County |
|---|---|---|
| Median home value | $84,800 | $107,000 |
| Median property tax | $864 | $683 |
| Effective tax rate | 1.019% | 0.638% |
| Median gross rent | — | $758 |
| Population | 1,175 | 13,003 |
The weather behind that power bill
Annville sits in Jackson County, which averages a high of 86.3°F in its hottest month and a low of 26.7°F in its coldest, with 51.26" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,218 cooling and 4,158 heating degree days, which is what sets the $135 electricity line above.
See the full climate breakdown for Jackson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jackson County
No other places of this size are published in Jackson County.
Full Jackson County cost breakdown · Every county in Kentucky
Common questions
How much does it cost to own a home in Annville?
A $85,000 home in Annville, Kentucky costs approximately $827 per month with 20% down at 6.66%. That is $437 principal and interest, $72 property tax, $45 homeowners insurance, $203 utilities and $71 set aside for maintenance.
What is the property tax rate in Annville?
Annville has an effective property tax rate of 1.019%, based on a median home value of $84,800 and median real estate taxes of $864. That is higher than the Jackson County average of 0.638%.
What is the average home price in Annville?
The median owner-occupied home value in Annville, Kentucky is $84,800, against $107,000 across Jackson County.
Is it cheaper to rent or buy in Annville?
Rent data is not published for Annville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Annville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kentucky.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.