Total monthly cost of ownership
Cost to Own a Home in Annetta, Texas
A $438,000 home here costs
$3,906per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $167,500 a year.
A standard mortgage calculator would have told you $2,388. The real number is $1,518 higher every month, 64% more than the payment most buyers budget for.
Compare Parker County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Annetta from a five-year rolling sample, and with about 3,172 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Parker County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Annetta against Parker County and Texas
| Measure | Annetta | Parker County |
|---|---|---|
| Median home value | $437,800 | $343,600 |
| Median property tax | $7,453 | $4,978 |
| Effective tax rate | 1.702% | 1.449% |
| Median gross rent | — | $1,440 |
| Population | 3,172 | 158,079 |
The weather behind that power bill
Annetta sits in Parker County, which averages a high of 94.7°F in its hottest month and a low of 31.8°F in its coldest, with 35.18" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,388 cooling and 2,637 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Parker County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Parker County
Talk to someone who works this market
These are Annetta averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Annetta every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Annetta?
A $438,000 home in Annetta, Texas costs approximately $3,906 per month with 20% down at 7.24%. That is $2,388 principal and interest, $621 property tax, $290 homeowners insurance, $242 utilities and $365 set aside for maintenance.
What is the property tax rate in Annetta?
Annetta has an effective property tax rate of 1.702%, based on a median home value of $437,800 and median real estate taxes of $7,453. That is higher than the Parker County average of 1.449%.
What is the average home price in Annetta?
The median owner-occupied home value in Annetta, Texas is $437,800, against $343,600 across Parker County.
Is it cheaper to rent or buy in Annetta?
Rent data is not published for Annetta at this level of detail.
What salary do you need to buy a home in Annetta?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Annetta, Texas at today's rate takes a household income of roughly $167,500 a year. That covers the full $3,906 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Annetta, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.