Total monthly cost of ownership
Cost to Own a Home in Anita, Iowa
A $115,000 home here costs
$1,042per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $591. The real number is $450 higher every month — 76% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Anita against Cass County and Iowa
| Measure | Anita | Cass County |
|---|---|---|
| Median home value | $114,500 | $133,300 |
| Median property tax | $1,306 | $1,904 |
| Effective tax rate | 1.141% | 1.428% |
| Median gross rent | $717 | $769 |
| Population | 1,060 | 13,115 |
The weather behind that power bill
Anita sits in Cass County, which averages a high of 86.1°F in its hottest month and a low of 9.9°F in its coldest, with 37.14" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 940 cooling and 6,638 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Cass County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cass County
Common questions
How much does it cost to own a home in Anita?
A $115,000 home in Anita, Iowa costs approximately $1,042 per month with 20% down at 6.66%. That is $591 principal and interest, $109 property tax, $50 homeowners insurance, $195 utilities and $96 set aside for maintenance.
What is the property tax rate in Anita?
Anita has an effective property tax rate of 1.141%, based on a median home value of $114,500 and median real estate taxes of $1,306. That is lower than the Cass County average of 1.428%.
What is the average home price in Anita?
The median owner-occupied home value in Anita, Iowa is $114,500, against $133,300 across Cass County.
Is it cheaper to rent or buy in Anita?
Median gross rent in Anita is $717 a month, against $1,042 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Anita — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.