Total monthly cost of ownership
Cost to Own a Home in Angwin, California
A $690,000 home here costs
$5,057per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,547. The real number is $1,509 higher every month — 43% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Angwin against Napa County and California
| Measure | Angwin | Napa County |
|---|---|---|
| Median home value | $690,400 | $838,800 |
| Median property tax | $5,532 | $5,840 |
| Effective tax rate | 0.801% | 0.696% |
| Median gross rent | $1,556 | $2,141 |
| Population | 2,774 | 136,070 |
The weather behind that power bill
Angwin sits in Napa County, which averages a high of 84.6°F in its hottest month and a low of 38.8°F in its coldest, with 39.71" of precipitation a year and 60% of it in a single three-month stretch. That climate drives 604 cooling and 3,375 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Napa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Napa County
Full Napa County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Angwin?
A $690,000 home in Angwin, California costs approximately $5,057 per month with 20% down at 6.66%. That is $3,547 principal and interest, $461 property tax, $107 homeowners insurance, $367 utilities and $575 set aside for maintenance.
What is the property tax rate in Angwin?
Angwin has an effective property tax rate of 0.801%, based on a median home value of $690,400 and median real estate taxes of $5,532. That is higher than the Napa County average of 0.696%.
What is the average home price in Angwin?
The median owner-occupied home value in Angwin, California is $690,400, against $838,800 across Napa County.
Is it cheaper to rent or buy in Angwin?
Median gross rent in Angwin is $1,556 a month, against $5,057 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Angwin — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.