Total monthly cost of ownership
Cost to Own a Home in Anamosa, Iowa
A $165,000 home here costs
$1,481per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $848. The real number is $633 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Anamosa against Jones County and Iowa
| Measure | Anamosa | Jones County |
|---|---|---|
| Median home value | $164,900 | $183,400 |
| Median property tax | $2,736 | $2,381 |
| Effective tax rate | 1.659% | 1.298% |
| Median gross rent | $897 | $759 |
| Population | 5,553 | 20,799 |
The weather behind that power bill
Anamosa sits in Jones County, which averages a high of 82.8°F in its hottest month and a low of 8.8°F in its coldest, with 40.15" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 672 cooling and 7,182 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Jones County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jones County
Common questions
How much does it cost to own a home in Anamosa?
A $165,000 home in Anamosa, Iowa costs approximately $1,481 per month with 20% down at 6.66%. That is $848 principal and interest, $228 property tax, $72 homeowners insurance, $195 utilities and $138 set aside for maintenance.
What is the property tax rate in Anamosa?
Anamosa has an effective property tax rate of 1.659%, based on a median home value of $164,900 and median real estate taxes of $2,736. That is higher than the Jones County average of 1.298%.
What is the average home price in Anamosa?
The median owner-occupied home value in Anamosa, Iowa is $164,900, against $183,400 across Jones County.
Is it cheaper to rent or buy in Anamosa?
Median gross rent in Anamosa is $897 a month, against $1,481 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Anamosa — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.