Total monthly cost of ownership
Cost to Own a Home in Anahuac, Texas
A $216,000 home here costs
$1,927per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $82,500 a year.
A standard mortgage calculator would have told you $1,178. The real number is $750 higher every month, 64% more than the payment most buyers budget for.
Compare Chambers County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Anahuac from a five-year rolling sample, and with about 2,652 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Chambers County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Anahuac against Chambers County and Texas
| Measure | Anahuac | Chambers County |
|---|---|---|
| Median home value | $216,100 | $289,900 |
| Median property tax | $2,213 | $3,290 |
| Effective tax rate | 1.024% | 1.135% |
| Median gross rent | $1,613 | $1,548 |
| Population | 2,652 | 49,178 |
The weather behind that power bill
Anahuac sits in Chambers County, which averages a high of 91.5°F in its hottest month and a low of 43.2°F in its coldest, with 59.72" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,771 cooling and 1,394 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Chambers County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Chambers County
Talk to someone who works this market
These are Anahuac averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Anahuac every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Anahuac?
A $216,000 home in Anahuac, Texas costs approximately $1,927 per month with 20% down at 7.24%. That is $1,178 principal and interest, $184 property tax, $143 homeowners insurance, $242 utilities and $180 set aside for maintenance.
What is the property tax rate in Anahuac?
Anahuac has an effective property tax rate of 1.024%, based on a median home value of $216,100 and median real estate taxes of $2,213. That is lower than the Chambers County average of 1.135%.
What is the average home price in Anahuac?
The median owner-occupied home value in Anahuac, Texas is $216,100, against $289,900 across Chambers County.
Is it cheaper to rent or buy in Anahuac?
Median gross rent in Anahuac is $1,613 a month, against $1,927 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Anahuac?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Anahuac, Texas at today's rate takes a household income of roughly $82,500 a year. That covers the full $1,927 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Anahuac, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.