Cost to Own
United StatesLouisianaTangipahoa ParishAmite City Population 4,036 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Amite City, Louisiana

A $117,000 home here costs

$1,016

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $601. The real number is $415 higher every month — 69% more than the payment most buyers budget for.

Amite City median: $116,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $93,600 borrowed $601
Property tax0.170% effective rate for Amite City itself $17
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $106
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $98
Total monthly $1,016

Amite City against Tangipahoa Parish and Louisiana

MeasureAmite CityTangipahoa Parish
Median home value$116,900$204,600
Median property tax$199$887
Effective tax rate0.170%0.434%
Median gross rent$908$974
Population4,036135,218

The weather behind that power bill

Amite City sits in Tangipahoa Parish, which averages a high of 91.8°F in its hottest month and a low of 38.3°F in its coldest, with 64.17" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,467 cooling and 1,797 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Tangipahoa Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tangipahoa Parish

Full Tangipahoa Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Amite City?

A $117,000 home in Amite City, Louisiana costs approximately $1,016 per month with 20% down at 6.66%. That is $601 principal and interest, $17 property tax, $106 homeowners insurance, $195 utilities and $98 set aside for maintenance.

What is the property tax rate in Amite City?

Amite City has an effective property tax rate of 0.170%, based on a median home value of $116,900 and median real estate taxes of $199. That is lower than the Tangipahoa Parish average of 0.434%.

What is the average home price in Amite City?

The median owner-occupied home value in Amite City, Louisiana is $116,900, against $204,600 across Tangipahoa Parish.

Is it cheaper to rent or buy in Amite City?

Median gross rent in Amite City is $908 a month, against $1,016 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Amite City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology