Total monthly cost of ownership
Cost to Own a Home in Amite City, Louisiana
A $117,000 home here costs
$1,080per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $46,500 a year.
A standard mortgage calculator would have told you $638. The real number is $442 higher every month, 69% more than the payment most buyers budget for.
Compare Tangipahoa Parish with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Amite City from a five-year rolling sample, and with about 4,036 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Tangipahoa Parish figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Amite City against Tangipahoa Parish and Louisiana
| Measure | Amite City | Tangipahoa Parish |
|---|---|---|
| Median home value | $116,900 | $204,600 |
| Median property tax | $199 | $887 |
| Effective tax rate | 0.170% | 0.434% |
| Median gross rent | $908 | $974 |
| Population | 4,036 | 135,218 |
The weather behind that power bill
Amite City sits in Tangipahoa Parish, which averages a high of 91.8°F in its hottest month and a low of 38.3°F in its coldest, with 64.17" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,467 cooling and 1,797 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Tangipahoa Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tangipahoa Parish
Full Tangipahoa Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Amite City averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Amite City every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Amite City I already own here and may sell
Common questions
How much does it cost to own a home in Amite City?
A $117,000 home in Amite City, Louisiana costs approximately $1,080 per month with 20% down at 7.24%. That is $638 principal and interest, $17 property tax, $106 homeowners insurance, $223 utilities and $98 set aside for maintenance.
What is the property tax rate in Amite City?
Amite City has an effective property tax rate of 0.170%, based on a median home value of $116,900 and median real estate taxes of $199. That is lower than the Tangipahoa Parish average of 0.434%.
What is the average home price in Amite City?
The median owner-occupied home value in Amite City, Louisiana is $116,900, against $204,600 across Tangipahoa Parish.
Is it cheaper to rent or buy in Amite City?
Median gross rent in Amite City is $908 a month, against $1,080 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Amite City?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Amite City, Louisiana at today's rate takes a household income of roughly $46,500 a year. That covers the full $1,080 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Amite City, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.