Total monthly cost of ownership
Cost to Own a Home in Amelia Court House, Virginia
A $162,000 home here costs
$1,283per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $833. The real number is $450 higher every month — 54% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Amelia Court House against Amelia County and Virginia
| Measure | Amelia Court House | Amelia County |
|---|---|---|
| Median home value | $161,900 | $239,700 |
| Median property tax | $586 | $1,034 |
| Effective tax rate | 0.362% | 0.431% |
| Median gross rent | $978 | $972 |
| Population | 1,192 | 13,342 |
The weather behind that power bill
Amelia Court House sits in Amelia County, which averages a high of 89.2°F in its hottest month and a low of 27.7°F in its coldest, with 45.42" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,466 cooling and 3,848 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Amelia County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Amelia County
No other places of this size are published in Amelia County.
Full Amelia County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Amelia Court House?
A $162,000 home in Amelia Court House, Virginia costs approximately $1,283 per month with 20% down at 6.66%. That is $833 principal and interest, $49 property tax, $40 homeowners insurance, $226 utilities and $135 set aside for maintenance.
What is the property tax rate in Amelia Court House?
Amelia Court House has an effective property tax rate of 0.362%, based on a median home value of $161,900 and median real estate taxes of $586. That is lower than the Amelia County average of 0.431%.
What is the average home price in Amelia Court House?
The median owner-occupied home value in Amelia Court House, Virginia is $161,900, against $239,700 across Amelia County.
Is it cheaper to rent or buy in Amelia Court House?
Median gross rent in Amelia Court House is $978 a month, against $1,283 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Amelia Court House — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.