Total monthly cost of ownership
Cost to Own a Home in Alamosa East, Colorado
A $219,000 home here costs
$1,732per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $74,000 a year.
A standard mortgage calculator would have told you $1,194. The real number is $538 higher every month, 45% more than the payment most buyers budget for.
Compare Alamosa County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Alamosa East from a five-year rolling sample, and with about 1,404 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Alamosa County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Alamosa East against Alamosa County and Colorado
| Measure | Alamosa East | Alamosa County |
|---|---|---|
| Median home value | $219,100 | $218,800 |
| Median property tax | $1,295 | $968 |
| Effective tax rate | 0.591% | 0.442% |
| Median gross rent | $1,100 | $904 |
| Population | 1,404 | 16,515 |
The weather behind that power bill
Alamosa East sits in Alamosa County, which averages a high of 83.3°F in its hottest month and a low of -1.1°F in its coldest, with 7.41" of precipitation a year and 45% of it in a single three-month stretch. That climate drives 71 cooling and 8,321 heating degree days, which is what sets the $116 electricity line above.
See the full climate breakdown for Alamosa County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Alamosa County
Full Alamosa County cost breakdown · Every county in Colorado
Talk to someone who works this market
These are Alamosa East averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Alamosa East every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Alamosa East I already own here and may sell
Common questions
How much does it cost to own a home in Alamosa East?
A $219,000 home in Alamosa East, Colorado costs approximately $1,732 per month with 20% down at 7.24%. That is $1,194 principal and interest, $108 property tax, $64 homeowners insurance, $184 utilities and $183 set aside for maintenance.
What is the property tax rate in Alamosa East?
Alamosa East has an effective property tax rate of 0.591%, based on a median home value of $219,100 and median real estate taxes of $1,295. That is higher than the Alamosa County average of 0.442%.
What is the average home price in Alamosa East?
The median owner-occupied home value in Alamosa East, Colorado is $219,100, against $218,800 across Alamosa County.
Is it cheaper to rent or buy in Alamosa East?
Median gross rent in Alamosa East is $1,100 a month, against $1,732 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Alamosa East?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Alamosa East, Colorado at today's rate takes a household income of roughly $74,000 a year. That covers the full $1,732 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Alamosa East, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Colorado.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.