Cost to Own
United StatesIowaPlymouth CountyAkron Population 1,660 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Akron, Iowa

A $145,000 home here costs

$1,286

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $745. The real number is $541 higher every month — 73% more than the payment most buyers budget for.

Akron median: $145,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $116,000 borrowed $745
Property tax1.339% effective rate for Akron itself $162
Homeowners insuranceIowa averages $1,043/yr (NAIC), or 0.522% of home value $63
Electricity14.14¢/kWh — Iowa residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $121
Total monthly $1,286

Akron against Plymouth County and Iowa

MeasureAkronPlymouth County
Median home value$145,300$218,600
Median property tax$1,946$2,363
Effective tax rate1.339%1.081%
Median gross rent$700$865
Population1,66025,699

The weather behind that power bill

Akron sits in Plymouth County, which averages a high of 84.5°F in its hottest month and a low of 7.4°F in its coldest, with 29.99" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 756 cooling and 7,312 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Plymouth County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Plymouth County

Full Plymouth County cost breakdown · Every county in Iowa

Common questions

How much does it cost to own a home in Akron?

A $145,000 home in Akron, Iowa costs approximately $1,286 per month with 20% down at 6.66%. That is $745 principal and interest, $162 property tax, $63 homeowners insurance, $195 utilities and $121 set aside for maintenance.

What is the property tax rate in Akron?

Akron has an effective property tax rate of 1.339%, based on a median home value of $145,300 and median real estate taxes of $1,946. That is higher than the Plymouth County average of 1.081%.

What is the average home price in Akron?

The median owner-occupied home value in Akron, Iowa is $145,300, against $218,600 across Plymouth County.

Is it cheaper to rent or buy in Akron?

Median gross rent in Akron is $700 a month, against $1,286 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Akron — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Iowa.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology