Total monthly cost of ownership
Cost to Own a Home in Adair Village, Oregon
A $406,000 home here costs
$2,995per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,087. The real number is $908 higher every month — 44% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Adair Village against Benton County and Oregon
| Measure | Adair Village | Benton County |
|---|---|---|
| Median home value | $405,500 | $481,700 |
| Median property tax | $3,559 | $4,713 |
| Effective tax rate | 0.878% | 0.978% |
| Median gross rent | $1,755 | $1,359 |
| Population | 1,140 | 96,359 |
The weather behind that power bill
Adair Village sits in Benton County, which averages a high of 83.0°F in its hottest month and a low of 27.8°F in its coldest, with 68.75" of precipitation a year and 51% of it in a single three-month stretch. That climate drives 139 cooling and 5,668 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Benton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Benton County
Common questions
How much does it cost to own a home in Adair Village?
A $406,000 home in Adair Village, Oregon costs approximately $2,995 per month with 20% down at 6.66%. That is $2,087 principal and interest, $297 property tax, $59 homeowners insurance, $214 utilities and $338 set aside for maintenance.
What is the property tax rate in Adair Village?
Adair Village has an effective property tax rate of 0.878%, based on a median home value of $405,500 and median real estate taxes of $3,559. That is lower than the Benton County average of 0.978%.
What is the average home price in Adair Village?
The median owner-occupied home value in Adair Village, Oregon is $405,500, against $481,700 across Benton County.
Is it cheaper to rent or buy in Adair Village?
Median gross rent in Adair Village is $1,755 a month, against $2,995 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Adair Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.