Total monthly cost of ownership
Cost to Own a Home in Acworth, Georgia
A $310,000 home here costs
$2,408per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,594. The real number is $814 higher every month — 51% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Acworth against Cobb County and Georgia
| Measure | Acworth | Cobb County |
|---|---|---|
| Median home value | $309,800 | $373,700 |
| Median property tax | $2,524 | $2,560 |
| Effective tax rate | 0.815% | 0.685% |
| Median gross rent | $1,569 | $1,640 |
| Population | 22,370 | 769,152 |
The weather behind that power bill
Acworth sits in Cobb County, which averages a high of 90.0°F in its hottest month and a low of 33.5°F in its coldest, with 48.13" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,826 cooling and 2,775 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Cobb County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cobb County
Common questions
How much does it cost to own a home in Acworth?
A $310,000 home in Acworth, Georgia costs approximately $2,408 per month with 20% down at 6.66%. That is $1,594 principal and interest, $211 property tax, $135 homeowners insurance, $210 utilities and $258 set aside for maintenance.
What is the property tax rate in Acworth?
Acworth has an effective property tax rate of 0.815%, based on a median home value of $309,800 and median real estate taxes of $2,524. That is higher than the Cobb County average of 0.685%.
What is the average home price in Acworth?
The median owner-occupied home value in Acworth, Georgia is $309,800, against $373,700 across Cobb County.
Is it cheaper to rent or buy in Acworth?
Median gross rent in Acworth is $1,569 a month, against $2,408 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Acworth — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.