Total monthly cost of ownership
Cost to Own a Home in Abita Springs, Louisiana
A $259,000 home here costs
$2,119per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,332. The real number is $788 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Abita Springs against St. Tammany Parish and Louisiana
| Measure | Abita Springs | St. Tammany Parish |
|---|---|---|
| Median home value | $258,800 | $272,200 |
| Median property tax | $1,717 | $2,005 |
| Effective tax rate | 0.663% | 0.737% |
| Median gross rent | $1,290 | $1,305 |
| Population | 2,669 | 269,331 |
The weather behind that power bill
Abita Springs sits in St. Tammany Parish, which averages a high of 91.2°F in its hottest month and a low of 40.7°F in its coldest, with 61.88" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,634 cooling and 1,612 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for St. Tammany Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in St. Tammany Parish
Full St. Tammany Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Abita Springs?
A $259,000 home in Abita Springs, Louisiana costs approximately $2,119 per month with 20% down at 6.66%. That is $1,332 principal and interest, $143 property tax, $234 homeowners insurance, $195 utilities and $216 set aside for maintenance.
What is the property tax rate in Abita Springs?
Abita Springs has an effective property tax rate of 0.663%, based on a median home value of $258,800 and median real estate taxes of $1,717. That is lower than the St. Tammany Parish average of 0.737%.
What is the average home price in Abita Springs?
The median owner-occupied home value in Abita Springs, Louisiana is $258,800, against $272,200 across St. Tammany Parish.
Is it cheaper to rent or buy in Abita Springs?
Median gross rent in Abita Springs is $1,290 a month, against $2,119 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Abita Springs — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.