Cost to Own
United StatesVirginiaFairfax CountyWoodburn Population 10,046 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Woodburn, Virginia

A $793,000 home here costs

$5,809

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,077. The real number is $1,732 higher every month — 42% more than the payment most buyers budget for.

Woodburn median: $793,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $634,400 borrowed $4,077
Property tax0.983% effective rate for Woodburn itself $650
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $195
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $661
Total monthly $5,809

Woodburn against Fairfax County and Virginia

MeasureWoodburnFairfax County
Median home value$793,200$699,700
Median property tax$7,799$7,072
Effective tax rate0.983%1.011%
Median gross rent$2,360$2,230
Population10,0461,144,474

The weather behind that power bill

Woodburn sits in Fairfax County, which averages a high of 83.8°F in its hottest month and a low of 23.4°F in its coldest, with 43.57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 964 cooling and 4,931 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Fairfax County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fairfax County

Full Fairfax County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Woodburn?

A $793,000 home in Woodburn, Virginia costs approximately $5,809 per month with 20% down at 6.66%. That is $4,077 principal and interest, $650 property tax, $195 homeowners insurance, $226 utilities and $661 set aside for maintenance.

What is the property tax rate in Woodburn?

Woodburn has an effective property tax rate of 0.983%, based on a median home value of $793,200 and median real estate taxes of $7,799. That is lower than the Fairfax County average of 1.011%.

What is the average home price in Woodburn?

The median owner-occupied home value in Woodburn, Virginia is $793,200, against $699,700 across Fairfax County.

Is it cheaper to rent or buy in Woodburn?

Median gross rent in Woodburn is $2,360 a month, against $5,809 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Woodburn — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology