Total monthly cost of ownership
Cost to Own a Home in Wofford Heights, California
A $197,000 home here costs
$1,692per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,013. The real number is $679 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Wofford Heights against Kern County and California
| Measure | Wofford Heights | Kern County |
|---|---|---|
| Median home value | $196,600 | $310,600 |
| Median property tax | $1,410 | $2,833 |
| Effective tax rate | 0.717% | 0.912% |
| Median gross rent | $921 | $1,220 |
| Population | 2,209 | 910,433 |
The weather behind that power bill
Wofford Heights sits in Kern County, which averages a high of 98.3°F in its hottest month and a low of 39.6°F in its coldest, with 6.36" of precipitation a year and 55% of it in a single three-month stretch. That climate drives 2,425 cooling and 1,958 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Kern County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kern County
Full Kern County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Wofford Heights?
A $197,000 home in Wofford Heights, California costs approximately $1,692 per month with 20% down at 6.66%. That is $1,013 principal and interest, $118 property tax, $31 homeowners insurance, $367 utilities and $164 set aside for maintenance.
What is the property tax rate in Wofford Heights?
Wofford Heights has an effective property tax rate of 0.717%, based on a median home value of $196,600 and median real estate taxes of $1,410. That is lower than the Kern County average of 0.912%.
What is the average home price in Wofford Heights?
The median owner-occupied home value in Wofford Heights, California is $196,600, against $310,600 across Kern County.
Is it cheaper to rent or buy in Wofford Heights?
Median gross rent in Wofford Heights is $921 a month, against $1,692 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Wofford Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.