Cost to Own
United StatesPennsylvaniaWashington CountyWest Brownsville Population 1,057 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Brownsville, Pennsylvania

A $87,000 home here costs

$883

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $447. The real number is $436 higher every month — 97% more than the payment most buyers budget for.

West Brownsville median: $87,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $69,600 borrowed $447
Property tax0.997% effective rate for West Brownsville itself $72
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $29
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $73
Total monthly $883

West Brownsville against Washington County and Pennsylvania

MeasureWest BrownsvilleWashington County
Median home value$87,000$220,600
Median property tax$867$2,445
Effective tax rate0.997%1.108%
Median gross rent$775$922
Population1,057209,778

The weather behind that power bill

West Brownsville sits in Washington County, which averages a high of 83.4°F in its hottest month and a low of 20.0°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 762 cooling and 5,674 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in West Brownsville?

A $87,000 home in West Brownsville, Pennsylvania costs approximately $883 per month with 20% down at 6.66%. That is $447 principal and interest, $72 property tax, $29 homeowners insurance, $262 utilities and $73 set aside for maintenance.

What is the property tax rate in West Brownsville?

West Brownsville has an effective property tax rate of 0.997%, based on a median home value of $87,000 and median real estate taxes of $867. That is lower than the Washington County average of 1.108%.

What is the average home price in West Brownsville?

The median owner-occupied home value in West Brownsville, Pennsylvania is $87,000, against $220,600 across Washington County.

Is it cheaper to rent or buy in West Brownsville?

Median gross rent in West Brownsville is $775 a month, against $883 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Brownsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology