Cost to Own
United StatesOhioSummit CountyTwinsburg Heights Population 1,082 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Twinsburg Heights, Ohio

A $123,000 home here costs

$1,189

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $632. The real number is $557 higher every month — 88% more than the payment most buyers budget for.

Twinsburg Heights median: $123,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $98,400 borrowed $632
Property tax1.610% effective rate for Twinsburg Heights itself $165
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $46
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $103
Total monthly $1,189

Twinsburg Heights against Summit County and Ohio

MeasureTwinsburg HeightsSummit County
Median home value$123,400$195,700
Median property tax$1,987$3,018
Effective tax rate1.610%1.542%
Median gross rent$1,369$998
Population1,082538,087

The weather behind that power bill

Twinsburg Heights sits in Summit County, which averages a high of 85.1°F in its hottest month and a low of 21.0°F in its coldest, with 32.51" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 934 cooling and 5,538 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Summit County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Summit County

Full Summit County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Twinsburg Heights?

A $123,000 home in Twinsburg Heights, Ohio costs approximately $1,189 per month with 20% down at 6.66%. That is $632 principal and interest, $165 property tax, $46 homeowners insurance, $243 utilities and $103 set aside for maintenance.

What is the property tax rate in Twinsburg Heights?

Twinsburg Heights has an effective property tax rate of 1.610%, based on a median home value of $123,400 and median real estate taxes of $1,987. That is higher than the Summit County average of 1.542%.

What is the average home price in Twinsburg Heights?

The median owner-occupied home value in Twinsburg Heights, Ohio is $123,400, against $195,700 across Summit County.

Is it cheaper to rent or buy in Twinsburg Heights?

Median gross rent in Twinsburg Heights is $1,369 a month, against $1,189 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Twinsburg Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology