Cost to Own
United StatesMassachusettsBarnstable CountyTeaticket Population 1,728 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Teaticket, Massachusetts

A $489,000 home here costs

$3,660

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,514. The real number is $1,146 higher every month — 46% more than the payment most buyers budget for.

Teaticket median: $488,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $391,200 borrowed $2,514
Property tax0.700% effective rate for Teaticket itself $285
Homeowners insuranceMassachusetts averages $1,712/yr (NAIC), or 0.31% of home value $126
Electricity28.82¢/kWh — Massachusetts residential average, EIA $259
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $408
Total monthly $3,660

Teaticket against Barnstable County and Massachusetts

MeasureTeaticketBarnstable County
Median home value$488,700$575,900
Median property tax$3,423$4,090
Effective tax rate0.700%0.710%
Median gross rent$2,604$1,596
Population1,728230,073

The weather behind that power bill

Teaticket sits in Barnstable County, which averages a high of 80.8°F in its hottest month and a low of 24.1°F in its coldest, with 44.7" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 632 cooling and 5,518 heating degree days, which is what sets the $259 electricity line above.

See the full climate breakdown for Barnstable County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Barnstable County

Full Barnstable County cost breakdown · Every county in Massachusetts

Common questions

How much does it cost to own a home in Teaticket?

A $489,000 home in Teaticket, Massachusetts costs approximately $3,660 per month with 20% down at 6.66%. That is $2,514 principal and interest, $285 property tax, $126 homeowners insurance, $327 utilities and $408 set aside for maintenance.

What is the property tax rate in Teaticket?

Teaticket has an effective property tax rate of 0.700%, based on a median home value of $488,700 and median real estate taxes of $3,423. That is lower than the Barnstable County average of 0.710%.

What is the average home price in Teaticket?

The median owner-occupied home value in Teaticket, Massachusetts is $488,700, against $575,900 across Barnstable County.

Is it cheaper to rent or buy in Teaticket?

Median gross rent in Teaticket is $2,604 a month, against $3,660 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Teaticket — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Massachusetts.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology