Cost to Own
United StatesPennsylvaniaAllegheny CountyTarentum Population 4,286 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Tarentum, Pennsylvania

A $76,000 home here costs

$878

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $391. The real number is $487 higher every month — 125% more than the payment most buyers budget for.

Tarentum median: $76,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $60,800 borrowed $391
Property tax2.155% effective rate for Tarentum itself $136
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $25
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $63
Total monthly $878

Tarentum against Allegheny County and Pennsylvania

MeasureTarentumAllegheny County
Median home value$76,200$216,700
Median property tax$1,642$3,399
Effective tax rate2.155%1.569%
Median gross rent$732$1,111
Population4,2861,240,476

The weather behind that power bill

Tarentum sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Tarentum?

A $76,000 home in Tarentum, Pennsylvania costs approximately $878 per month with 20% down at 6.66%. That is $391 principal and interest, $136 property tax, $25 homeowners insurance, $262 utilities and $63 set aside for maintenance.

What is the property tax rate in Tarentum?

Tarentum has an effective property tax rate of 2.155%, based on a median home value of $76,200 and median real estate taxes of $1,642. That is higher than the Allegheny County average of 1.569%.

What is the average home price in Tarentum?

The median owner-occupied home value in Tarentum, Pennsylvania is $76,200, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in Tarentum?

Median gross rent in Tarentum is $732 a month, against $878 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Tarentum — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology