Cost to Own
United StatesWashingtonSnohomish CountySisco Heights Population 2,942 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Sisco Heights, Washington

A $700,000 home here costs

$4,944

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,599. The real number is $1,346 higher every month — 37% more than the payment most buyers budget for.

Sisco Heights median: $700,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $560,000 borrowed $3,599
Property tax0.782% effective rate for Sisco Heights itself $456
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $104
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $583
Total monthly $4,944

Sisco Heights against Snohomish County and Washington

MeasureSisco HeightsSnohomish County
Median home value$700,100$644,600
Median property tax$5,477$5,121
Effective tax rate0.782%0.794%
Median gross rent$1,669$1,866
Population2,942834,648

The weather behind that power bill

Sisco Heights sits in Snohomish County, which averages a high of 73.0°F in its hottest month and a low of 36.0°F in its coldest, with 33.37" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 97 cooling and 5,039 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Snohomish County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Snohomish County

Full Snohomish County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Sisco Heights?

A $700,000 home in Sisco Heights, Washington costs approximately $4,944 per month with 20% down at 6.66%. That is $3,599 principal and interest, $456 property tax, $104 homeowners insurance, $202 utilities and $583 set aside for maintenance.

What is the property tax rate in Sisco Heights?

Sisco Heights has an effective property tax rate of 0.782%, based on a median home value of $700,100 and median real estate taxes of $5,477. That is lower than the Snohomish County average of 0.794%.

What is the average home price in Sisco Heights?

The median owner-occupied home value in Sisco Heights, Washington is $700,100, against $644,600 across Snohomish County.

Is it cheaper to rent or buy in Sisco Heights?

Median gross rent in Sisco Heights is $1,669 a month, against $4,944 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Sisco Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology